Personal Investment Loan

  • Maximum repayment period is 24 months.
  • Maximum loan is based on member shares and capacity.
  • Purpose of loan at members’ discretion.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of K1,000,000 is waived on making spends of K3,000,000 in a membership year.